Privacy Policy
Last updated: June 1, 2026
Introduction
This Privacy Policy explains how Real Estate Education LLC ("we," "our," or "us") collects, uses, and protects your personal information when you use our CalHFA pre-qualification services.
Information We Collect
We collect the following categories of information when you complete our pre-qualification form:
- Personal Contact Information: Name, phone number, email address
- Financial Information: Annual income, monthly debt payments, credit score range, current rent/mortgage payment, target purchase price range
- Household Information: Household size, current homeownership status
- Employment Information: Employment status, employment type
- Location Information: City, county, ZIP code, state
How We Use Your Information
- To assess your initial eligibility for CalHFA programs
- To contact you to discuss your homebuying options
- To connect you with CalHFA-approved lenders
- To provide information about relevant programs and services
- To comply with legal and regulatory requirements
How We Share Your Information
We may share your information with the following parties:
- CalHFA-Approved Lenders: To process your home loan application
- Service Providers: Third-party providers who help us operate our services (e.g., web hosting, email providers)
- Legal Requirements: When required by law or to protect our legal rights
We do not sell your personal information to third parties.
Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Data Security
We use reasonable technical and organizational security measures to protect your personal information from unauthorized access, disclosure, or destruction. However, no Internet transmission is completely secure, and we cannot guarantee absolute security of your information.
Your Rights
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt-out of marketing communications
To exercise these rights, contact us using the contact information below.
California Privacy Rights (CCPA/CPRA)
Notice at Collection
We collect personal and financial information (as described above) for the purpose of assessing your eligibility for CalHFA programs and connecting you with approved lenders. Your information will be shared with CalHFA-approved mortgage lenders and service providers necessary to operate our service. We do not sell or share your personal information for cross-context behavioral advertising.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies (such as Google Analytics) to improve your website experience, analyze site usage, and measure the effectiveness of our marketing efforts.
Changes to This Policy
We may update this Privacy Policy from time to time. We will post any changes on this page with a revised "last updated" date.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:
Arturo Lenin Nava Solis
Xpert Lending
Phone: (916) 534-9412
Email: arturolending@gmail.com