Thousands of California homebuyers get help every year — a free 60-second eligibility check could be the first step to owning your home.
Check My Eligibility — Free →No credit check required · No obligation · Takes about 2 minutes
No jargon, no pressure. Just a straightforward look at what programs you may qualify for.
Answer 6 quick questions about your situation. Takes about 2 minutes. No SSN or credit pull required.
A licensed mortgage professional reviews your information and identifies which programs may apply — same day.
You receive a free call outlining your assistance options, potential amounts, and clear next steps — zero obligation.
We check all of these programs against your profile — you don't have to know which one fits.
State-backed assistance up to 10% of purchase price for eligible buyers.
Special rates and grants available if you haven't owned a home in 3+ years.
Low down payment options (as low as 3.5%) with flexible credit guidelines.
Zero down payment for eligible veterans and active duty service members.
100% financing for eligible buyers in qualifying rural and suburban areas.
3% down options with possible grant stacking for qualifying income levels.
If I could give Arturo at Xpert Home Lending more than 5 stars, I would! As a Senior Mortgage Loan Officer, his professionalism and depth of knowledge are truly unmatched. Communic...
He's got a great work ethic, very personal and attentive to details. I highly recommend using him. He made the process easy and got it done fast. 10/10.
Arturo was easy to work with and competitive! He was available through text and email and responded quickly. He provided estimates that broke everything down.
No credit check. No obligation. We'll review your profile and reach out with your options.
Senior Mortgage Loan Officer · Xpert Lending
NMLS #2426338